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How To Throw a Great Pool Party

Owning a pool is great because you can dive in any given time and relax. Doing laps around you pool in solitude can be very therapeutic.

However, at some time you might want to share the pool with others and the best way to do that is by throwing a party. Having a great pool party can be a little bit of a hassle, because you do need to prepare for it, but the fun is well worth the wait.

Of course, the weather for that particular day plays a large role in this, so make sure that you check the forecast a few days prior to the event. Create and send some invitations for the party to the people you want there. Be it friends or family, contact anyone you want near you during the party.

One of the most important things is to ensure that the water in the pool is clean and fresh, as this will be very important. Clean the pool if needed, and then bring some chairs so people can sit on them while they are not swimming.  Jon Portland of Discount Pool Supply Canada says entertaining friends and family with your pool is one of the most rewarding aspects of owning your own pool.

Then you need to bring out some music near the pool. Let’s face it, no party is great without music, and it’s also important to keep it different so all people can enjoy it.

Remember to bring lots of snacks and some food, as people do want to eat something while sitting there or after dancing a lot. Do get some drinks as well, although it’s important to avoid bringing alcohol based drinks. Sodas or some mineral water are more than great for this purpose.

Since the pool is definitely the star in this, you do need to play as many water games as possible. Racing from one end of the pool to another, playing with water balloons or waging war against others using water guns, all of these will provide you and your guests with a great time. If you want, you can hold contents to see which one of you makes the best cannonball, who shoots the most people with water and so on, then hand prizes to the winners. This definitely turns the whole thing into a competition and brings even more fun to the table.

Remember that a party, and especially a pool party is all about being social and interacting with other people your age. Don’t overdo it by throwing such a party too often, but from time to time a pool party can be beneficial, especially from a social standpoint. As long as you invite the people you feel comfortable near, you will definitely have a great time, so make sure that you contact most of your friends and throw a great pool party that you will definitely enjoy. Brings balloons, water guns, some pizza/snacks and some good music, then the people will do the rest!

knee-injury

How To Properly Treat a Knee Injury

If you run or perform different sports often, chances are that from time to time you do injure your knee, be it by mistake or from lots of workout. If such an accident does happen, don’t worry, with the proper treatment you will have to problem in dealing with the pain a lot easier.

Treating a Knee Injury

One of the best ways to deal with a knee injury is to rest a lot. Place a pillow under your knee to protect it from further damage and apply ice cold packs on it, as this will help minimize swelling. Each ice pack should be kept there for around 10-20 minutes at least 3 times a day in order to be efficient. It’s crucial that you avoid any type of activities that will prove to be painful and increase swelling. Don’t take hot showers or drink in the first 48 hours, instead start doing that 2-3 days after the accident has happened. Resting is really important especially in the beginning because putting pressure on your knee can prove to add some dramatic consequences to the table.

Compression can also decrease swelling, so it’s important to use an elastic bandage exactly on the injury. Be careful not to wrap everything too tight because that will increase pain, numbness and tingling in the area below the bandage.  However, the bandage is fragile and it won’t protect you from harm, that’s why resting is crucial at this stage.

Keeping your knee elevated at all times is crucial, but place something soft under it in order to keep it comfortable and avoid further damage. If the injury is serious you can use a crutch or a cane on the oppose side of the knee that hurts you. However, canes might make you walk with a limp, so you can opt for crutches instead, if needed.

Massaging the area slowly will encourage the blood flow and it will also relieve pain. If you feel that the massages cause pain though then stop it. The best exercises in this regard are the knee to chest and hamstring. Always avoid those types of exercises that put a lot of pressure on your feet, even if you recently recovered from a knee injury, because you can bring back the problem and even aggravate it.

Additionally, you should try to quit smoking during this period because the tissue repair process will be delayed.

Getting Treatment

If applying the RICE method of therapy at home isn’t working or you have severe pain, you may want to consider going to see a physiotherapist to assess your injury.  The last thing you want to do is delay treatment if you need more professional care.

There are some medicines that can help you treat your pain when suffering from a knee injury. This includes Tylenol, Advil, Aleve and Aspirin, among others. However, if the recovery process takes more than a few days, you should visit the doctor in order to check if there are any additional complications.  Also, check if the medicine you are going to take might trigger an allergic reaction and avoid it. Additionally, no matter how bad the knee injury hurts, never take more than the recommended dosage, because this can have some negative consequences.

The steps presented above are designed to help you deal with the recovery process a lot more efficiently. Rest, take care of your knee, massage it and take the proper medicine and you will have no problem recovering faster from your knee injury.

Spa treatment day

Using Your Hot Tub for Hydrotherapy

Hot tubs – having one at home or going to a spa, they are indeed the source of leisure and pleasure for every family member. In addition, they come with the ability to relieve pain, stress, and even different types of illnesses, by being commonly used as the most convenient means for hydrotherapy sessions.

Hydrotherapy?

Using water as a medical treatment is one of the oldest methods of medical therapy, used for centuries. Even people from the Ancient cultures practiced immersing their aching bodies in natural hot springs to ease their pain.  Jane Marsh from FIT Physiotherapy says hydrotherapy has been a therapeutic form of massage and relaxation for centuries and was popular during the Roman Empire.   It has shown that hydrotherapy is used to treat or alleviate illnesses such as arthritis, sore muscles, high blood pressure, insomnia and diabetes. Furthermore, it is known that warm water leads to relaxation and stress relief. Today, it is especially popular with sports medicine, physical therapy practitioners and psychologists, who recommend hydrotherapy to different people with different conditions. Hydro spas, hydro pools and hot tubs provide that necessary help.

Using hot tubs

Hot tubs are probably the most suitable tools for hydrotherapy simply because you can have them at home. They come in different shapes and form but their purpose is clear – having fun and getting healthier. Soaking in warm water will stimulate blood circulation and increase the production of endorphins, so you are free to relax and enjoy your time, while your body is recovering. Combining these factors together will help with boosting your immune system, decreasing inflammation and improving the overall well-being, making your body young again. Doctors recommend sessions of 20 minutes in a hot tub because even that is enough to experience the benefits of hydrotherapy. However, for better performances and specific treatments, it is important to check which model of a hot tub will suit your needs.

Jets of a hot tub can be positioned in different places and it is important to know what body parts you want and need to focus on, so you find an appropriate model. Thankfully, the offer is so vast that finding a right model is not going to be an issue. Moreover, jets provide different kinds of massages – powerful and direct streams that aim on specific muscles, or more gentle swirls that pulsate the water, relaxing the whole body. With the high demand and general usefulness, tubs and jets come in such configurations that can be customized easily and effectively.

Even if we turn to science to ask for more evidence, scientists believe warm water and massages have a positive influence on cognitive performance. They are testing the effects on people with post traumatic disorders, as well as people who suffer from physical pain. All in all, apart from being a widely available product for an ultimate delight, having or regularly using a hot tub will ensure your health is well taken care of.

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Investment Property Mortgages: What Buyers Need To Know

Financial security is a concern for everyone. One of the best ways to secure your financial future is to make wise investments. Today, investment properties are a great option when it comes to investing your money. Becoming a landlord comes with many benefits. Not only will you generate income, the tax breaks that are associated with owning an investment property will also pay off in the long run.

Purchasing an investment property is like taking on a full-time job. This type of investment should be avoided by anyone who isn’t capable of making a long-term commitment. Before you make the decision to purchase an investment property, there are some things that you should know. It is nothing like buying your principal residence.
If you’re already a home owner, you’re familiar with the rules associated with buying a property. However, when you’re purchasing an investment property, the rules change. Since the process of purchasing an investment property in Canada is different, it is a good idea to speak with a mortgage broker to find out exactly what you need. The following information is designed to help make the purchase of your investment property a little easier.

Down Payment and Maximum Loan-to-Value Rates

The initial step in purchasing your investment property will be to make a down payment. In Canada, the required down payment for a primary residence is 5%. The down payment that is required for the purchase of an investment property is contingent upon two things: the number of units in the property and owner occupancy status.

As you can see, not occupying one of the units increases the amount of your down payment. In this case, the number of units in the property isn’t relevant. The maximum loan- to-value rate also decreases with that decision.

Insurance Premiums

The Canadian Mortgage and Housing Corporation’s rules for insuring investment properties are also different than those that apply to a primary residence. A 20% down payment on a primary residence does not require an insurance payment. Insurance premium rates for an investment property vary based on whether or not you will occupy one of the units.
For owner occupied investment properties, a down payment 20% or higher, puts you in position to extend the amortization period for another 5 to 10 years. The amortization period is the also referred to as the ‘life of the loan’. However, each additional 5 years will add another .20% to your premium.

For non-occupied investment properties, there is a mandatory 20% down payment. Your decision to not reside in one of the units will cost you more in insurance. The same rule applies in terms of an amortization period of 30- 35 years. Each additional 5 years will increase your premium by 20%.

Determining Your Loan Amount

One of the few times that owner-occupancy will not matter is when it’s time to determine the amount of your loan. At this point, there are only three things that matter. The most important is how much income will be generated by your investment property.

The first thing that will be taken into consideration will be the rental offset. A percentage of your prospective annual income will be offset against the amount of money invested in the purchase of the property. This may include the amount of your mortgage, taxes and other expenses. Generally, the offset ranges between 50 and 70%.
Next, your lender will consider rental inclusion. Half of your annual income from the property will be added to your personal annual income. Once this is done, the total amount will be used to perform a ‘total debt service’ ratio.


Finally, your lender will perform a ‘debt service coverage’ ratio. Your personal debt will not impact the outcome. The goal is to determine whether or not the income generated from your investment property is sufficient enough to make the mortgage payments.

Purchasing an investment property doesn’t have to be confusing. Basically, if you’re able to make a minimum down payment of 20% towards the purchase of your investment property and meet the requirements of your lender; you are likely to secure the best available mortgage and insurance rates. In addition, the choice to occupy one of the units in your investment property may be just the ticket to optimizing on your investment.

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How To Build Relationships on Social Media With Your Audience

Do you know how to do social?  Most businesses think they know what they’re doing when it comes to social media, but many fall short in making it a viable part of their marketing strategy.

To be good at social media, you need to be able to build relationships with your audience.  It takes more time than money and requires a dedication that many businesses find difficult to sustain.

If you want to give social media a go, think of it like building a relationship, you have to spend the proper time “courting” your potential customer before you go in and ask them to marry you.  Check out this quit infographic by Hubspot on how to properly build a relationship on social media.

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